1. Introduction
Welcome to Elder Quotes Agency. By accessing or using our website and services, you agree to comply with and be bound by these Terms of Service. Please read them carefully before using our site.
If you do not agree to these terms, you may not access or use our services.
2. About Our Services
Elder Quotes Agency provides information, education, and assistance related to insurance options such as Medicare, Final Expense, and ACA (Affordable Care Act) plans.
We do not directly issue insurance policies. Our purpose is to connect you with licensed agents and carriers that can provide suitable coverage options.
3. Eligibility
By using our services, you confirm that you are at least 18 years old and legally capable of entering into a binding agreement.
If you use our website on behalf of another person or entity, you represent that you are authorized to do so.
4. Accuracy of Information
We strive to ensure that all content on our website is accurate and up to date. However, we make no guarantee that all information, plan details, or pricing will always be current, complete, or error-free.
You are encouraged to verify all information directly with a licensed insurance provider before making any decisions.
5. User Responsibilities
You agree to use our website only for lawful purposes and in a manner that does not harm, disable, or impair the website’s functionality.
You must not:
- Misuse any part of the website or interfere with its operation.
- Attempt to access restricted areas or data without authorization.
- Use our content for misleading, fraudulent, or commercial purposes without written consent.
6. Intellectual Property
All website content, including text, graphics, logos, and other materials, is the property of Elder Quotes Agency and protected under applicable copyright and trademark laws.
You may view and print portions of the website for personal use only. Reproduction, distribution, or modification of any material without written permission is prohibited.
7. Privacy Policy
Your privacy is important to us. By using our website, you also agree to our Privacy Policy, which outlines how we collect, use, and safeguard your information.
Please review our Privacy Policy to understand your rights and our data practices.
8. Third-Party Links
Our website may include links to external websites or resources operated by third parties.
We do not control or endorse these sites and are not responsible for their content, products, or policies. Visiting any third-party website is done at your own risk.
9. Disclaimer of Warranties
Our services and website are provided “as is” and “as available,” without warranties of any kind.
We do not guarantee that our site will be uninterrupted, secure, or error-free. Elder Quotes Agency is not liable for any technical issues, inaccuracies, or delays.
10. Limitation of Liability
To the fullest extent permitted by law, Elder Quotes Agency and its affiliates will not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services.
11. Changes to These Terms
We may update or modify these Terms of Service at any time without prior notice.
The updated version will be posted on this page with a revised “Last Updated” date. Continued use of our services after any changes constitutes acceptance of the new terms.